Access to and use of this website is subject to the terms and conditions listed below. By using this website (other than to read these terms and conditions of use for the first time), you agree to comply with all of the terms and conditions listed below.

The website is for general informational purposes only and is not intended as an attempt to collect a debt. The fact that a property appears on this website is not intended to reflect upon the mortgagor's, owner's or occupant's credit worthiness. There are many valid reasons for foreclosure other than nonpayment. The mortgagor, owner or occupant may not have personal liability or responsibility for payment of the security deed on the property.

The information contained in this website has been prepared by McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC and is for general informational purposes only. Nothing in this website should be considered legal advice or legal opinion. This website is neither intended to establish nor provided to create an attorney-client relationship. The receipt of information from this website does not constitute an attorney-client relationship and under no circumstances should you construe any interaction with this website as creating an attorney-client relationship.

You should seek independent legal counsel before acting upon any of the information contained this website. The information in this website is not intended to constitute legal advice or to substitute for obtaining legal advice from an attorney licensed in your state.

Nothing in this website should be considered investment advice. Users of this website should consult with their own attorney, broker, or other financial advisor prior to making any investment. McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC shall have no liability for investment decisions made by any user of this website based upon the information contained on this website.

McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC makes no representations as to the existence of other liens on the properties listed on this website. Users of this website should perform or obtain their own searches of the land records in the county in which the properties listed in this website are contained to satisfy themselves as to the status of the title and existence of other liens on the properties.

McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC makes no representations as to the condition of any of the properties listed on this website. Users of this website should satisfy themselves as to the condition of the properties listed on this website by appropriate methods.
McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC reserves the right to change or discontinue at any time any aspect or feature of this website, including, but not limited to, the content, hours of availability and equipment needed for access or use.

Users of this website may create printouts of the information contained on this website for personal use only. Users of this website may not copy, download, store, publish, transmit, transfer, sell or otherwise use the data contained in this website, or any portion of that data, in any form or by any means except as expressly authorized by these terms and conditions. Users of this website shall not sell, license or distribute the data contained on this website, or any portion of that data, in any form to third parties, or use the data contained on this website as a component or as a basis for any material offered for sale, license or distribution. Use of the data contained on this website to create mailing or marketing lists for commercial purposes or for distribution to third parties is strictly prohibited. Except for the license granted by these terms and conditions, all right, title and interest in the data contained on this website, in all languages, formats and media throughout the world, including all copyrights, are the exclusive property of McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC.

McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC makes no representation that any property listed on this website will be sold at foreclosure on the dates listed on this website or on any other date. Users of this website agree that use of this website and the information contained on it is at their sole risk. Neither McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC, its partners, associates or staff warrant the accuracy of the data contained on this website. McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC does not warrant the results that may be obtained from the use of this website. McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC does not warrant that access to this website will be uninterrupted or free.

THIS WEBSITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC shall have no liability whatsoever to any user of this website for any claim(s) relating in any way to their use of this website or the data contained on this website, regardless of the form of action, whether based in contract or tort. McCalla, Raymer, Padrick, Cobb, Nichols & Clark, LLC shall not be liable to any user of this website for any lost profits or other consequential, exemplary, punitive, incidental, indirect or special damages arising out of the use of or the inability to use this website.

These terms and conditions embody the entire agreement between the parties with respect to this website and these terms and conditions supercede any and all prior understandings and agreements, oral or written, relating to this website. These terms and conditions shall be governed and construed under the laws of the State of Georgia.